Presented by WEDU.ca | Toronto Market Insights
When “What are your thoughts?” Gets in the Way of Smart Decisions
Recently, a Toronto couple reached out with an unusual request: they wanted to sell their home, but without listing it on the MLS — or even putting up a “For Sale” sign. Their reasoning? Embarrassment.
Three years after buying, financial pressures meant they could no longer afford their home. Yet, the fear of judgment from family and friends held them back from taking the necessary step.
It’s a familiar story. Many homeowners hesitate to sell, downsize, or even refinance because they’re worried about appearances. Others stretched beyond their means during the housing boom simply because “everyone else was buying.”
At WEDU.ca, we believe real estate decisions should be based on what’s best for you and your family — not on what others might think. Selling a home due to financial strain doesn’t define your character; it reflects your ability to act responsibly in changing circumstances.
📊 Toronto Detached Housing Market Overview
Now let’s dive into the numbers for the City of Toronto, focusing first on detached homes.
Monthly Trends (October 2025)
- 747 detached properties sold in October 2025.
- This is lower than 2024, but still higher than 2022 and 2023.
- Historically, sales tend to drop after October — and this pattern has held true for the last five consecutive years.
Average Detached Home Price: The Long View
The average detached home price in October 2025 was $1,619,000.
- 9% lower than October 2024.
- 4.9% lower than October 2023.
- 2% higher than October 2022.
- The current value remains 22% below the market peak (a $456,000 drop from highs over $2 million).
Long-Term Appreciation Note: Compared to October 2019, prices remain 22.4% higher, showing that while values have cooled from the peak, long-term appreciation remains strong.
Detached Weekly Market Data – Week Ending November 5, 2025
| Metric | Data Point | Year-Over-Year Change | Insight |
|---|---|---|---|
| Homes Sold | 143 | – | 32 sales were at $2M+ |
| Average Price | $1,530,000 | ▼ 10% | Prices easing across all segments |
| Median Price | $1,250,000 | ▼ 9% | Reflects cooling in the middle market |
| Active Listings | 2,686 | – | Ample choice for buyers |
| Sales-to-Listings Ratio | 5.3% | – | Low, indicates slower absorption |
| Months of Inventory (MOI) | 4.3 | – | A Balanced Market (Citywide) |
Roughly 37% of active listings are priced above $2 million, creating a slower-moving luxury segment compared to mid-range detached homes.
Market Conditions by Region (City of Toronto Detached)
While the citywide average sits near balance, local conditions vary widely.
| Area | Months of Inventory (MOI) | Market Type |
|---|---|---|
| East York / Riverdale / Beaches | 2.6 | Seller’s Market |
| Scarborough | 3.4 | Balanced / Slightly Seller |
| Etobicoke | 3.6 | Balanced |
| High Park | 3.9 | Balanced |
| Midtown / Rosedale / York Mills | 7.4 | Buyer’s Market |
| Willowdale / Bayview Village | 9.1 | Buyer’s Market |
Detached Homes by Bedroom Count
| Property Type | Sales This Week | Average Price | Year-Over-Year Change | Price Trend |
|---|---|---|---|---|
| 3-Bedroom Detached | 70 | $1,370,000 | ▼ 15% | Prices trending downward since early fall. |
| 4-Bedroom Detached | 46 | $1,943,000 | ▼ 3% | Sales relatively stable; prices slowly easing. |
Insight: On average, 4-bedroom homes currently command over $600,000 more than 3-bedroom properties.
Focus on Affordability: Semi-Detached and Townhouses
🏘 Semi-Detached Homes
Semis continue to show one of the tightest segments in the Toronto market — driven by affordability and strong demand in established neighborhoods.
- Sales: 54 sales (10 over $1.5 million).
- Average Price: $1,216,000 (▼ 2% year-over-year).
- Median Price: $1,168,000 (▲ 3% year-over-year).
- Months of Inventory (MOI): 2.2 → Aggressive Seller’s Market.
- Competition: 46% of semis sold at or above list price.
🏡 Freehold Townhouses
A surprising uptick in townhouse sales this week suggests renewed buyer interest in this middle-ground housing type.
- Sales: 27 sales (second-highest week of the year).
- Average Price: $1,171,000 (▼ 12% year-over-year).
- Median Price: $1,190,000 (▼ 5% year-over-year).
- Months of Inventory (MOI): 2.3.
- Competition: 30% sold at or above list price.
Final Thoughts from WEDU.ca
Toronto’s real estate landscape has entered a **more balanced phase** — not the deep buyer’s market seen earlier in the year, but not yet a seller’s market either.
Depending on the neighborhood, price point, and property type, buyers and sellers can experience very different conditions.
But one thing is universal: when making a move, focus on **what’s right for your family**, not on “what will people think.”
If you or someone you know could benefit from a **personalized market analysis** or advice on buying or selling in today’s complex market, connect with us at WEDU.ca — your trusted source for Toronto real estate insights.